Cryptocurrencies like XRP and BTC offer advantages in global use, control, and long-term growth, as Ripple CTO emeritus David Schwartz highlights key differences shaping their role against stablecoins. Key Takeaways: Ripple’s David Schwartz favors XRP and BTC over USD for escrow, citing stronger upside. He warns issuers can freeze funds, exposing users to centralized control […] 
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