Robinhood HOOD Month 2025 Promos: 2% Taxable, 1% Margin, 2% IRA Transfer/401k Rollover Bonuses

Robinhood is running “HOOD Month” from 8/19-9/15/25, and included are some competitive account transfer bonuses. Noteworthy are the 3% total match if you have $100,000 in margin (which you can “create” beforehand) and the 2% match that includes 401k rollovers. However, note that they have very long minimum holding periods where you are stuck at Robinhood (and can’t pursue other opportunities) or they will clawback the bonus.

2% bonus on ACATS transfers to your Robinhood joint or individual investing account from an external brokerage. 5-year minimum hold period + Robinhood Gold ($5/mo or $50/year) membership for a year required. Additional 1% bonus on ACATS transfers with a margin balance of $100,000 or more to your Robinhood joint or individual investing account from an external brokerage. 2% on ACATS transfers to your Robinhood IRA, including 401k rollovers. 5-year minimum hold period + Robinhood Gold ($5/mo or $50/year) membership for a year required.

Full terms here.

The 2% bonus on taxable account transfers requires a subscription with Robinhood Gold ($5/mo or $50/year) and customers must stay subscribed to Gold for 1 year after receiving each Gold match to keep the full Gold match. A 1% match is available to non-Gold customers, no subscription required. The funds that earned the match be kept in the account for at least 5 years to avoid a potential chargeback of the bonus. Transfer must be initiated by September 15, 2025 to qualify. Offer only applies to self-directed individual or joint taxable accounts.

The 1% margin bonus is available to all customers who are approved for a margin account and transfer a margin balance of at least $100,000 using ACATS.?

The 2% matching on retirement account transfers requires a subscription with Robinhood Gold ($5/mo or $50/year) and customers must stay subscribed to Gold for 1 year after receiving the first retirement Gold match to keep the full Gold match. The funds that earned the match must be kept in the account for at least 5 years to avoid a potential Early IRA Match Removal Fee. Transfer or rollover must be initiated by September 15, 2025 to qualify. Match rate subject to change. Self-directed retirement customers receive a 1% match year-round, with or without a Gold subscription. Offer only applies to self-directed IRAs.