America’s most boring nightmare

Ever gotten so deep in credit card debt that you stopped opening the bills because it felt hopeless and looking at the numbers simply stressed you out? If not, I congratulate you on your thrift and prudence. But a lot of people have reached that point, as you will discover if you spend much time on personal finance forums. If you are someone who pays off your credit card every month, it can be hard to understand why anyone would just stop opening their bills. Sure, it is hard to contemplate your financial problems. But contemplation, however unpleasant, is not...